Direct SEPA and ACH clearing into Central African CFA Francs (XAF) with instant Orange Money & MTN disbursements, institutional zero-spread pegs, and complete dual-approval audit trails.
Purpose-built infrastructure for consumer remittances, institutional treasury, and high-throughput mobile money disbursements across Central Africa.
Remit EUR, USD, and GBP straight into Central African CFA Francs without predatory spreads. Our direct clearing links lock the exact BEAC rate from initiation to settlement.
Segregated client balances, instant statement exports, and cryptographically verified transaction ledgers.
Automated payout pipeline directly to MTN Mobile Money and Orange Money phone numbers across Cameroon.
Execute 500+ contractor or supplier payouts in a single batch with mandatory dual-signoff maker-checker controls.
Zero-sum accounting with immutable balance sheets complying strictly with COBAC and BEAC prudential banking norms.
Engineered with zero-downtime resilience to keep capital flowing across borders without interruption.
Explore how individuals, export cooperatives, and high-growth digital platforms rely on E-NAKO MoneyFlow to settle funds seamlessly.
Paris, Brussels & Montreal to Douala & Yaoundé
Over 45 000 diaspora senders bypass predatory 8-12% wire commissions. Senders wire funds in EUR, GBP, or USD into segregated clearing accounts, and recipients receive instant mobile money disbursements across Cameroon in under a minute.
Multi-currency cocoa and coffee exporter settlements
Programmatic payouts to 18 000+ contractors across CEMAC
Eliminating cross-border supplier payment friction
Connect directly into regional mobile money gateways and clearing accounts with predictable REST APIs, strict idempotency enforcement, and sub-100ms webhook confirmations.
// 1. Initialize E-NAKO MoneyFlow Client
const client = new MoneyFlowClient({
apiKey: process.env.ENAKO_SECRET_KEY,
corridor: 'EUR_XAF'
});
// 2. Dispatch immediate mobile money payout
const payout = await client.transfers.create({
idempotencyKey: 'idemp_982b1c4a0e',
amountEur: 1000.00,
recipient: '+237670112233',
channel: 'MTN_MOMO',
lockParity: true
});
// Returns: status: 'settled', xafDelivered: 655957, ledgerRef: 'TXN-90214'Initiate single transfers, manage recipient address books, and export audited statements directly from our web dashboard without code.
Explore web dashboardPlug into already-configured MTN Mobile Money, Orange Money, and CEMAC interbank clearing rails with zero external licensing overhead.
Review network coverageUse our complete OpenAPI 3.1 contract, mock testnet sandbox environment, and automated signature verifiers to go live safely.
Read API specification“E-NAKO MoneyFlow transformed our contractor payouts. What used to take 3 bank business days and painful manual reconciliation now settles directly into MTN MoMo in under a minute.”
A comprehensive breakdown of foreign exchange licensing, COBAC guidelines, and electronic money provisions.
Architectural patterns for database row locking, idempotent transaction hashes, and zero-loss reconciliations.
Direct corridor onboarding enables corporate clients to disburse funds to regional partners in Libreville and N'Djamena.
Why institutional importers rely on the 655.957 peg to completely hedge against emerging market currency shocks.
Create an account in minutes to access guaranteed parity rates, or speak with our institutional treasury team for custom clearing corridors.